Welcome to Erb and Young Insurance, the Cepero Team, in Weston Florida.
Commercial Insurance for Florida Businesses.
Google Rating
4.9 1,013 reviews
Liability, tools, employees, & more.
Liability, tools, employees & more
Property, workers comp, cyber & more
Stores, warehouses, industrial, office, & more
Course of construction, liability, materials
Rigs, trailers, cargo, liability, & more
Get commercial insurance quotes in three simple steps.
With one phone call, save precious time and money. Representing over 100 Florida insurance carriers, all competing for your business, Erb and Young Insurance gives the power back to you. We do the shopping for you, so you don’t have to.
1. Quote
Provide basic information. We manage the complicated behind the scenes by putting in the work with the insurance companies to make your life easier.
2. Compare
Talk to an agent to find the best coverage. Receive a side-by-side comparison and a complete explanation of your coverages so you understand all your policies.
3. Bind
Get quoted & covered with great rates. Use online e-signatures and payments when purchasing insurance, getting the best coverage and best rates for your situation.
See what our clients are experiencing.
4.9 1,013 reviews
See why businesses across Florida trust Erb and Young Insurance for comprehensive insurance protection.
-
RoseMarie Goldson
★★★★★
a month ago
I recently had the pleasure of working with Hannah Goldson at Erb and Young to secure a new auto insurance policy. As someone who values thoroughness and professional expertise, I was impressed by the level of detail and personalized … … More More -
Jennifer Gilmore
★★★★★
a month ago
Christian is extremely helpful and professional. He is truly looking to help you find the best rate without pushing you into something. He was very honest through the whole process and very patient with all of my questions. I highly … More … More
-
Sheila J
★★★★★
a month ago
I can’t say enough about Hannah’s attention to details with all aspects of insurance coverage. She goes above and beyond to make sure that I understand my coverages and is satisfied with the service she provides. Hannah and ERB and Young … More always give percent confidence in her and the team!
Popular business insurance coverages.
Every business is unique, and so are the risks you face. At Erb and Young Insurance, we partner with companies across Florida to build smarter insurance and risk management strategies. By combining innovative technology with decades of experience, we deliver more than coverage, we help you reduce risk, control costs, and adapt with confidence.
General Liability
Provides coverage for third-party claims related to bodily injury, property damage, and advertising injuries. It covers situations where someone is injured on your business premises or if the business activities cause damage to someone else’s property.
Commercial Auto
If your business owns vehicles used for business purposes, such as delivery trucks or service vehicles, commercial auto insurance provides coverage for those vehicles. This includes liability for accidents and physical damage coverage for the vehicles.
Workers Compensation
If your business has employees, workers’ compensation insurance is usually required by law in every state. It provides coverage for medical expenses, lost wages, and rehabilitation costs for employees who are injured on the job.
Commercial Property
Commercial property insurance covers physical assets such as the business building, inventory, furniture, equipment, and fixtures against risks like fire, theft, vandalism, and natural disasters.
Cyber Liability
Businesses today increasing rely on digital systems and store customer data electronically. Cyber liability insurance helps cover the costs associated with data breaches, including legal fees, notification costs, and credit monitoring for affected customers.
Professional Liability
Professional liability insurance, aka Errors & Omissions (E&O), can help cover legal expenses if your business is sued for a mistake, missed deadline, project scope disputes, negligence, or other risks associated with customer satisfaction.
Builders Risk
Covers buildings and structures under construction, providing protection against damage from fire, theft, vandalism, and certain weather events. It includes coverage for materials, equipment, and supplies on-site, in transit, or stored off-site, ensuring your construction project is safeguarded until completion.
Employment Practices Liability
EPLI provides coverage for claims arising from employment-related issues such as wrongful termination, discrimination, harassment, and retaliation. It protects your business against legal costs and settlements, ensuring financial security in the face of allegations made by employees.
Business Interruption
Provides coverage for lost income and operating expenses if your business is temporarily unable to operate due to a covered event like fire, natural disaster, or other disruptions. It helps cover payroll, rent, and other ongoing expenses, ensuring your business can recover and maintain financial stability during the interruption.
Commercial insurance for specialized industries.
Erb and Young Insurance specializes in helping businesses with hard to place risks.
Builders Risk
This coverage is vital for projects of all sizes, from residential homes to large commercial developments.
Construction and Contractors
Protect your projects, crew, and equipment with comprehensive construction insurance coverage tailored to your job site needs.
Investment & Commercial Property
Working with an agent is vital if an investor wants the right coverage for their property.
Professional Services
Fills the gap that general liability policies leave by excluding coverage for professional services.
About us.
The Cepero Team
With our commercial insurance team located in Weston, Florida, the team at Erb and Young Insurance, the Cepero Team, works with businesses all across the state of Florida to ensure they have the coverage they need for their specific situations.
All of our clients are unique and our experienced agents take the time to become familiar with their unique needs. Whether it’s business insurance, hard to place risks, commercial property, restaurants, builders risk, trucking, or any other commercial insurance, Erb and Young Insurance can determine the perfect plan at an affordable price.
Finding the appropriate insurance on your own is no easy task, but our team is here to do the hard part for you. Rest assured that whichever plan you choose, your business is covered.
Your commercial insurance team.
Agency Owner
Director of Operations
Commercial Account Executive
Relationship Manager
Be
Extraordinary Podcast.
Grow your business, income and impact with the Be Extraordinary Podcast; real conversations about business, leadership and personal development. We are three business partners united together with the mission of creating extraordinary lives.
We bring people together from all different backgrounds, with years of performance experience, to discuss successes and failures along their journey. What makes the difference between success and failure? We answer this question every week, bringing you impactful stories on the subject of personal achievement and success. Don’t settle for ordinary. Life was meant to… Be Extraordinary!
Join this community of extraordinary people doing extraordinary things. Being extraordinary; a personal philosophy and a way of life that epitomizes excellence in everything you do.
Watch our latest episodes
You can also listen to our episodes while you are at home, working or even in your car on a daily basis. Open your favorite platform and put on your headset to immerse yourself with us.
Brett Young
A fishing enthusiast and self-proclaimed insurance nerd, feels most at home when he is on the water with his wife, Teeci and their 8-year-old son and 2 year old daughter. He considers himself a team builder and has enjoyed developing the Be Extraordinary Podcast alongside his brother, Taylor, and their partner and friend Rod.
Rod Erb
Rod, a former professional golfer and Michigan native, started the company Erb and Young Insurance in 2015 with his passion for sales and professional development. Outside of his work, raising his two kids with his wife Susan has been the most humbling and rewarding accomplishment of his life.
Taylor Young
A UCF basketball grad and Florida native, enjoys boating and weekends outdoors with his wife Pinky and their two children. He believes in the power of long-term relationships and that happy employees create a better customer experience.
24/7 access to everything you need.
Our state-of-the-art portal allows businesses and familis to locate, purchase, and manage specialized insurance policies quickly. Weeks of waiting and stacks of paperwork are officially obsolete.
Policy Changes
Report a Claim
Request Certificates
Download Documents
Questions About Insurance?
We’ve Got Answers.
To get a quote for Commercial Auto Insurance, you will need to provide details about your business operations, the types and number of vehicles to be insured, the primary use of each vehicle, driver information, and any previous claims history. This information helps insurers assess risk and provide an accurate quote.
Commercial Auto Insurance covers vehicles used for business purposes and typically offers higher liability limits than Personal Auto Insurance. It also includes coverage options specifically designed for business use, such as Hired and Non-Owned Auto Coverage and higher liability limits.
Yes, Commercial Auto Insurance allows you to cover multiple vehicles under a single policy. This is particularly beneficial for businesses with a fleet of vehicles, providing comprehensive coverage and simplifying policy management.
Yes, if your employees use their personal vehicles for business purposes, you should consider Hired and Non-Owned Auto Coverage. This policy provides liability protection in case an employee’s personal vehicle is involved in an accident while performing business tasks.
Commercial Auto Insurance does not cover intentional damage, personal belongings inside the vehicle, or certain types of business equipment. For coverage of personal belongings, consider Personal Property Insurance. For business equipment, Inland Marine Insurance may be appropriate.
To file a claim, you should contact your insurance provider as soon as possible. They will guide you through the process, which typically includes providing details about the claim, submitting necessary documentation, and cooperating with any investigations.
Generally, premiums paid for Professional Liability Insurance are tax-deductible as a business expense. However, it’s best to consult with a tax professional to understand the specifics of your situation.
Yes, many policies allow you to add additional insureds, such as clients or business partners, which can be beneficial in contractual agreements.
The amount of coverage you need depends on the size of your business, the nature of your services, and the risks involved. It’s advisable to assess your specific needs with an insurance expert to determine the appropriate coverage limits.
Professional Liability Insurance does not cover intentional wrongdoing, bodily injury, property damage, or non-professional activities. For these types of risks, General Liability Insurance is more appropriate.
Don’t see your question? Contact us.
Want to talk?
Let's do it.
Call our Weston, Florida office today.
Get your commercial insurance quote online.
